Credit Guarantee Scheme for Startups (CGSS)
Government Scheme run by DPIIT (Startup India), managed by NCGTC. Open pan-India.
Category
Loan
Runs on
DPIIT (Startup India), managed by NCGTC
Applicable for
Pan India
Deadline
Ongoing
Benefits.
- Collateral-free loans up to ₹20 Cr
- Guarantee coverage: 80% (≤₹3 Cr), 75% (₹3-5 Cr), 65% (>₹5 Cr)
- Term loans, working capital, venture debt, fund-based & non-fund based covered
- Special fee reduction for Women & NE Startups
Who qualifies.
- Must be DPIIT-recognized startup
- Not in default/NPA
- Seeking collateral-free funding to scale
Focus sectors.
Sector-agnostic (all DPIIT-registered startups)
Official portal.
startupindia.gov.inWant help preparing the application?
We can review the business structure, validate the documentation, and tell you whether the route is worth pursuing before time is spent on the file.
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