How to Download MSME Certificate (Udyam Certificate) in 2026

Key Takeaways

• The MSME certificate is technically the Udyam Registration Certificate, and it has lifetime validity once issued.
• Downloading or printing the certificate is completely free on the official government portal; there is no government fee at any step.
• OTP verification on the Aadhaar-linked mobile number (or registered email) is mandatory before the certificate is displayed.
• The portal does not have a dedicated download button. You use your browser's Print function and save the output as PDF.
• If your mobile number has changed, you must update it on the portal before you can complete OTP verification.
• Classification (micro, small or medium) is auto-computed from PAN-linked ITR and GST data and may change year to year, so re-download the certificate periodically to reflect the current status.

What Is the MSME (Udyam) Certificate?

The Udyam Registration Certificate is the official document that recognises a business as a Micro, Small or Medium Enterprise under the Ministry of MSME, Government of India. It carries a unique Udyam Registration Number in the format UDYAM-XX-00-0000000, where XX is the state code.

This certificate replaced the earlier Udyog Aadhaar Memorandum (UAM) system and is now the standard proof used for bank loans, government tenders, GST-related matters and various MSME schemes and subsidies.

How This Differs From Related Documents

• Udyam Certificate vs Udyog Aadhaar: Udyog Aadhaar was the older registration format; businesses that still hold it should migrate to Udyam registration, since new benefits are tied to the Udyam system.
• Udyam Certificate vs GST Registration Certificate: GST registration is a tax compliance requirement, while Udyam registration is a business classification and benefits recognition scheme. The two serve different purposes and are not interchangeable.
• Udyam Certificate vs Shop and Establishment Licence: A Shop and Establishment licence is a state-level operational licence, while Udyam registration is a central scheme focused on MSME classification and access to schemes, not a licence to operate.

Who Needs to Download This Certificate

• Existing Udyam-registered businesses that need a fresh copy for a bank loan application.
• Enterprises applying for government tenders that require MSME proof as part of the bid documents.
• Businesses seeking benefits such as collateral-free credit, priority-sector lending, or protection under the 45-day payment rule for MSME dues.
• Any enterprise that has updated its turnover, investment or contact details and needs an updated certificate reflecting the current classification.

Documents and Information You Will Need

• Udyam Registration Number (URN), in the format UDYAM-XX-00-0000000
• Mobile number or email registered with the Udyam account, for OTP verification
• PAN of the enterprise or proprietor, if prompted during verification
• Access to the registered mobile number or email inbox to receive the OTP

Step-by-Step: How to Download the MSME (Udyam) Certificate

• Go to the official portal at udyamregistration.gov.in. Avoid third-party sites that charge a fee for this free service.
• Click on the Print/Verify option on the homepage.
• Select Print Udyam Certificate from the menu.
• Enter your 19-character Udyam Registration Number and the registered mobile number.
• Click Validate & Generate OTP, and enter the OTP received on your registered mobile or email.
• Once verified, the certificate will display on screen with your enterprise details and QR code.
• Use Ctrl+P (or Cmd+P on Mac), set the destination to Save as PDF, and save the file to your device.
• Open the saved PDF to confirm all details are correct before using it for any official purpose.

Common Mistakes and Rejection Reasons

• Entering the Udyam Registration Number incorrectly, especially confusing zero (0) with the letter O, or one (1) with the letter l.
• Trying to download the certificate using a mobile number that is no longer active or linked to the account, which blocks OTP verification.
• Downloading from unofficial third-party websites that may charge a fee or display outdated or incorrect information.
• Not updating turnover or investment figures on time, resulting in a certificate that shows an outdated classification.
• Assuming a downloaded screenshot is valid instead of the properly generated PDF with the digital signature and QR code.

Practical Tips

• Always copy-paste your Udyam Registration Number from a saved confirmation email rather than typing it manually, to avoid errors.
• Keep at least two digital backups of the downloaded certificate, such as in cloud storage and on your device, since banks and tenders often ask for it at short notice.
• If your registered mobile number has changed, complete the update service on the portal first before attempting to download the certificate.
• Re-download the certificate once a year after your annual turnover and investment figures are updated, so the classification stays current.

Who Should Consider This

Any registered MSME that needs to submit proof of Udyam registration for a bank loan, tender, subsidy claim, or vendor onboarding process should keep a current, correctly downloaded copy of the certificate on hand.

FAQs

Is downloading the MSME (Udyam) certificate free?

Yes. Downloading or printing the certificate on the official portal, udyamregistration.gov.in, is completely free, with no government fee at any step.

Why is there no download button on the Udyam portal?

The portal displays the certificate on screen rather than offering a direct download link. You use your browser's Print function and select Save as PDF to store it.

What if I do not remember my Udyam Registration Number?

Use the Forgot Udyam/UAM Number option under Print/Verify on the portal, which lets you retrieve it using your registered mobile number.

Can someone else download my certificate on my behalf?

Generally no, since OTP verification is sent only to the Aadhaar-linked registered mobile number or email of the account holder.

What should I do if my registered mobile number has changed?

Update your mobile number through the Update Details service on the portal before attempting to download or print the certificate.

Does the Udyam certificate expire?

No, the certificate has lifetime validity, but you must update turnover and investment details annually to keep the classification accurate.

Is a certificate downloaded from a private website valid?

Only certificates generated directly from udyamregistration.gov.in are valid. Avoid private websites that charge a fee for this free government service.